They got married, they got divorced, and half their money goes out the window.
I get more inspired by seeing everyday people succeed against the odds than anything else in life.
I have always advocated doing everything possible to pay off credit card balances; it’s good financial management and the ticket to a strong FICO credit score.
The world needs another vehicle to get people to pay in cash.
The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don’ts.
If you’re in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn’t report to a credit bureau, it cannot create a credit score for yourself.
Private student loans should be avoided at all costs.
Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts.
Opposites may attract, but I wouldn’t put my money on a relationship of financial opposites.
If you’re going to live in the house make it your goal to just pay off your mortgage.
Once your kids are grown and you know that you’re completely healthy, consider canceling your life insurance policy.
Rather than saying, ‘My checking account is a wreck,’ change it to ‘I will learn how to track my spending and balance my checkbook.’
Ignore the annual percentage rate when shopping for a mortgage.
What women need to understand is that you cannot save a child if you can’t save yourself.
Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have?
The last thing family and friends want is for you to spend money on them that you don’t have or that you can’t really spare.
I am a big believer that orderliness begets wealth.
Here’s what’s interesting about women. When it comes to their babies, when it comes to their children, they become these financial warriors like I have never seen before. They will not turn their back on the battlefield.
Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account.
When you give, give from the place of the heart because it is the right thing to do, not the easy thing to do.