Businesses and entrepreneurs have become experts at microwaving rather than Crock-Potting their business plan. They are so worried about the moment, Q1 or Q2, that they lose their vision and their soul. They trade real, rich, abiding, deep success for the momentary win and then are constantly having to start over. Have a long-term vision and execute it. As the billionaire advised me, slow and steady wins the race.

— Dave Ramsey

Dave Ramsey Quotes

If we aren’t profitable by December 20, I will close the business.” That would leave him about $800,000, plus his retirement money and home, and he would do something else to earn a living.

— Dave Ramsey

God gives every bird its food, but He does not throw it into the nest. J. G. HOLLAND.

— Dave Ramsey

I like the way I’ve built wealth better than the way you haven’t.

— Dave Ramsey

Good to Great by my friend Jim Collins.

— Dave Ramsey

If I loan money to a friend or relative, the relationship will be strained or destroyed. The only relationship that would be enhanced is the kind resulting from one party being the master and the other party a servant.

— Dave Ramsey

Traction equals satisfaction.

— Dave Ramsey

La Rochefoucauld once said, “The most untutored person with passion is more persuasive than the most eloquent without.

— Dave Ramsey

President John F. Kennedy said, “There are costs and risks to a program of action, but they are far less than the long-range risks and costs of comfortable inaction.

— Dave Ramsey

To avoid criticism say nothing, do nothing, and be nothing.” I can’t help millions of people change their lives by saying nothing, doing nothing, and being nothing.

— Dave Ramsey

If you want to be skinny, study skinny people, and if you want to be rich, do what lots of rich people do, not what some mythsayer says to do.

— Dave Ramsey

Businesses and entrepreneurs have become experts at microwaving rather than Crock-Potting their business plan. They are so worried about the moment, Q1 or Q2, that they lose their vision and their soul. They trade real, rich, abiding, deep success for the momentary win and then are constantly having to start over. Have a long-term vision and execute it. As the billionaire advised me, slow and steady wins the race.

— Dave Ramsey

The accountability of a group environment causes people to change their behaviors.

— Dave Ramsey

If you invest $464 in a good mutual fund every month from age thirty to age seventy, you’ll end up with more than $5 million.

— Dave Ramsey

Debt has been sold to us so aggressively, so loudly, and so often that to imagine living without debt requires myth-busting.

— Dave Ramsey

Retirement in America has come to mean “save enough money so I can quit the job I hate.

— Dave Ramsey

Repetition, volume, and longevity will twist and turn a myth, a lie, into a commonly accepted way of doing things.

— Dave Ramsey

Financial Peace Jr.

— Dave Ramsey

Only if you mix knowledge with attitude, character, perseverance, vision, diligence, and extreme levels of work will your college degree produce for you.

— Dave Ramsey

Over the long term you get what you deserve, and none of us like it when what we deserve is pain.

— Dave Ramsey

The other huge qualifier is that I used the principles I teach to personally build wealth. My wife and I have truly lived this book. The things we teach are not theory – they work!

— Dave Ramsey
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